The standardsaligned curriculum is comprised of eight lessons that can be taught alone or sequentially. The fdic s money smart financial education program can help people of all ages enhance their financial skills and create positive banking relationships. The fdic s money smart for young adults curriculum helps youth ages 1220 learn the basics of handling their money and finances, including how to create positive relationships with financial institutions. The fdics money smart alliance program is a network of financial institutions, nonprofits, and governmental organizations that use the fdics financial education curriculum to provide training to consumers, small businesses, and others.
Money smart for young people, grades 912 downloadable fdic. At liberty bank, we want to help you in your financial aspirations in any way possible. Money smart curriculum from fdic workplace inclusion. Evaluate existing money smart curriculum resources and create a scope and sequence for topics by grade level. Fdic money smart financial education curriculum participant guide sample truth in lending disclosure statement annual percentage rate apr grace period annual fee minimum finance charge method of computing the balance for purchases 19. A bank, credit union, or thrift is a business that offers you a safe place to keep your money and uses your deposits to make loans. First united security bank now offers the fdics curriculum, the money smart program to help adults enhance their money skills and create positive banking relationships. The hands on banking program covers all the basics of smart money management. Borrowing basics instructor guide money smart for young adults page 5 of 54 getting started purpose the borrowing basics module will help you learn how to use credit appropriately and determine what forms of credit best suit your needs. Revised money smart curriculum the fdic enhanced its money smart curriculum as of august of 2010 to incorporate changes in the law and industry practices that have occurred since it was last revised in 2006. A copy of participant handouts, including activity worksheets and evaluation tools.
Joins the money smart alliance program made easier. Each module includes a powerpoint slide in powerpoint and pdf formats to help you. Cbi is a friendly, selfpaced and easyto use learning tool that teaches the 10 modules of the money smart curriculum through a computer. Instructors manual, and overhead slides in powerpoint and pdf. Fdic money smart financial education curriculum prestamos personales. This module on how to keep track of ones money is one of ten in the money smart curriculum, and includes an instructor guide and a takehome guide. Money smart for a small business curriculum page 10 of 30 pretest test your knowledge of financial management before you go through the training. Participants will need to be directed to select the register tab when they first login into money smart. Fdic money smart financial education program hud user archive. Money smart, an adult education program is a comprehensive, bilingual banking and credit education curriculum sponsored by the federal deposit insurance corporation fdic.
Federal deposit insurance corporation money smart for young people curriculum is segmented by grades and age appropriate lesson plans each is equipped with 3 guides. Small business administration sba, this instructorled. Untwise is currently working with twsvrs to update course material and twsvrs forms to reflect the updated money smart curriculum. Introducing money smart for small business free training curriculm from fdic and sba a fdic webinar. The newly updated money smart for adults instructorled curriculum provides. Money smart curriculum eastern bank and the fdic present. Objectives by the end of this course, participants will understand available banking services and how to build a positive relationship with a financial institution. The curriculum is designed for the curriculum is designed for four age groups. Teaching you how to save money financial and consumer resources for help with loss of income or other community resources, visit. It was developed to help adults outside the financial mainstream enhance. The fdic money smart for young adults curriculum helps youth ages 1220 learn the basics of handling their money and finances, including how.
The 2018 money smart for adults curriculum is currently available in english. Bank on it all about banks and the services they offer borrowing basics basics of borrowing money charge it right how to properly use a credit card. Money smart is a free of charge financial education curriculum from the fdic for individuals of all ages and areas served. You may also order the brochure or a copy of the curriculum from the fdic money smart voice mailbox at 202 9423404, or by faxing a request to 202 9423098. Helps to show which products or services are profitable b. Financial education curriculum national credit union. Parents and carers play an important role in shaping a childs early experiences of money and complement the work of schools and teachers in building the financial capability of young people. The training covers topics such as the basics of borrowing money wisely, using a spending plan to achieve financial goals, and how to use banking products effectively. One of the most important is providing invaluable knowledge about money and banking. This resource offers practical tips for marketing your training, setting up your training space, supporting participants with disabilities. Pdf english versions of the files are made available below for easy access. Assist in writing an overview of the best way to engage each grade level with financial literacy.
Listen to the audio files online or download them to your portable audio player. Slides are provided in both powerpoint and pdf format. Money smart curriculum is available free in cd form ordering information on website or directly online in a computerbased version. It is a financial education curriculum designed to teach children about the concepts of money. The fdic and aspira share the same goal of empowering communities who have. The instructorled version is available in english, chinese, hmong. The books and online resources referenced in the educator guide and parentcaregiver guide are examplesoptions that may be used to support the subject being taught and should not be considered as an endorsement by the federal deposit insurance corporation fdic. Money smart for young people, grades 912 downloadable. Nea fdic money smart a financial education program. This module, an introduction to credit, is one of ten in the money smart curriculum, and includes an instructor guide and a takehome guide. It is designed to enable participants to prepare a personal budget. Status message for downloadable files, scroll down to click to show downloadable files and select the files from the menu. The fdics fdics money smart for young people curriculum helps youth grades prek12 learn the basics of handling their money and finances, including how to create positive relationships with financial institutions.
The fdics money smart financial education program can help. It was developed to help adults outside the financial mainstream enhance their money skills and create positive banking relationships. The fdics money smart for young people series consists of four free curriculum products. Reproductions supplied by edrs are the best that can be. There is currently no content classified with this term. The fdic enhanced its money smart curriculum as of august of 2010 to. Fdic money smart financial education curriculum participant guide banking basics what is a bank. The fdics money smart financial education program can help people of all ages enhance their financial skills and create positive banking relationships. Financial education should begin as early as possible and be part of the school curriculum an oecd recommendation3. This business is also called a financial institution. Guide to presenting the money smart for young adults curriculum. Check back for other languages, braille, and a selfpaced version.
A script with instructor notes and a thumbnail copy of the corresponding slide. Money smart computerbased instruction provides financial education for adults and young adults. Money smart for older adults was developed jointly by the federal deposit insurance corporation fdic and the bureau of consumer financial protection. This instructorled curriculum consists of modules in english and spanish that can be downloaded catalog. Internal values and goals, external influences, and their relationships to financial decisions. Frequently asked questions regarding the revisions are answered below. The impact of a financial education curriculum such as money smart is seldom tracked and measured. Welcome to the fdic s money smart computerbased instruction. The federal deposit insurance corporation fdic presents money smart for grades 912. The default launcher page is the money smart login page. The fdic money smart curriculum references books and provides links to other websites for convenience and informational purposes only. The fdic federal deposit insurance corporation has developed money smart to help adults outside the financial mainstream enhance their money skills and create positive banking relationships.
Guide to presenting the money smart for young adults. Develop a chart showing recommendedproposed topics compared to existing topics. Federal deposit insurance corporation fdic money smart program developing financial relationships with your financial institution penny b. Developed jointly by the federal deposit insurance corporation fdic and the u. The federal deposit insurance corporation fdic created the money smart curriculum to help adults build financial knowledge, develop financial confidence, and use banking services effectively. A financial education curriculum called, money smart was developed by the federal deposit insurance corporation fdic to help adults outside the financial mainstream build financial knowledge and develop positive relationships with financial institutions.
Which of the following are reasons for good financial management. Small business administration sba, this instructorled curriculum consists of modules. Fdic money smart for grades 912, lesson 4, boost your savings. Money matters 1 fdic money smart financial education curriculum participant guide how to prepare a budget step 1. First released in 2001 and regularly updated since then. Qualified organizations can join the alliance or renew their membership on the programs recently. Money smart for small business mssb provides a practical introduction to topics related to starting and managing a business. The cbi can complement formal classes or enable people to study independently at their own pace. Reproductions supplied by edrs are the best that can be made. Fdic money smart curriculum free financial education classes. Thomasville, al the federal deposit insurance corporation fdic recognizes the importance of financial education for everyone, including people with no banking experience. The free program consists of 10 training modules covering basic financial education. A list of members may be helpful to find available training and assistance near you, although the list does not include.
Financial education, youth savings and inschool banking. For information on protecting your finances during the coronavirus pandemic from the consumer financial protection bureau, click here. The curriculum consists of an instructor guide, powerpoint slides, and a takehome resource guide. While youre welcome to speak with our seasoned bankers to learn about these important topics, we also make this online resource available to you so you. The fdics fdics money smart for young people curriculum helps youth grades prek12 learn the basics of handling their money and finances, including how to create positive relationships with financial institutions money smart for young adults is. Money smart podcast network covers topics such as the basics of borrowing money wisely, using a spending plan to achieve financial goals, and how to use banking products effectively. Money smart curriculum eastern bank and the fdic present a free financial education program for teens and adults each training module requires about 45 minutes of classroom time and includes a takehome booklet containing highlights and resource material for class participants. It was designed to help people increase financial skills and help low to moderateincome individuals manage their finances. Welcome to the fdics money smart computerbased instruction. Introducing money smart for small business free training. Fdic money smart curriculum free financial education. A few topics, such as the module covering checking accounts, are. If you want to be in control of your money, it is critical that you understand where your.
Fdic money smart a financial education program youtube. To be informed about the latest developments of money smart for small business or to join the money smart alliance members please go to the fdic website here. Adults, young adults ages 1521, teens grades 68, and kids grades 4 and 5. The federal deposit insurance corporation fdic recently updated the money smart for adults curriculum on their website.
All the money smart curricula are free and available for download. When you visit a bank you will meet employees who can help you with different banking services. Users should be aware that when they select a link on the fdics website to an external website, they are leaving the fdics site. First released in 2001 and regularly updated since then, money smart has a long track record of success.